Myriam Ramos

Single Story For Sale in Lake Peekskill

• 780 sq. ft., 1 bath, 2 bdrm single story - MLS® $177,900

Lake Peekskill, Putnam Valley  -  Call to see this delightful, fully renovated 2 bedroom home. Features include, charming Living Room, lovely Kitchen with every convenience, bright comfortable Dining Room with SGD to spacious deck. Fenced yard, walking distance to sandy beach, low taxes and under an hour to NYC. Call and see for yourself!

Property information

Ideal Rental in Yorktown Heights!

IDEAL RESIDENTIAL RENTAL!

• 1,500 sq. ft., 2 bath, 2 bdrm apartment "Contemporary Ranch" - MLS® $1,850

Yorktown Heights, Yorktown  -  Ideal Residential Rental And this Landlord will consider Pets! Picture perfect 2 bedroom apartment, set On 3.5 Acres. Enjoy the Wall Of Glass providing breathtaking views of stream & woods that can be seen from LivingRoom, DiningRoom, & Master BedRoom. Large Rooms thru out, Catherdral Ceiling, Natural light thru out, & WBS in Living Room. Convenient To RR, Highways, Shopping & Schools. In Move In Condition. You Will Not Be Disappointed.

Pets Will Be Considered At Owners Discretion. Call Today!

Property information

Perfect Home for Growing Family

Perfect Home For Growing Family

• 2,500 sq. ft., 2 bath, 4 bdrm single story - MLS® $380,000

Carmel-Mahopac Area  -  Mother/Daughter Delight. 4 Bedrooms with all the amenities: Updated Baths, sunshiny Kitchen with skylight, entertainment size Living room with Fireplace, and Formal Dining Room. Accessory Apt w/Brick Fireplace for extended family. Or use it as a generous size Family Room with walk out to deck, including Office/Den/Guest room option. Crown molding, gleaming Hardwood Floors, Inground Pool, and freshly painted. Deceivingly spacious rambling ranch in great condition, on cul-de-sac. Minutes to town park. Priced within your reach!  Call for private preview.

Property information

Nestled Near The Lake in North Salem

Nestled Near The Lake

• 1,000 sq. ft., 1 bath, 2 bdrm single story - MLS® $230,000

North Salem, Westchester County  
Enjoy the beautiful lake with swimming, fishing, boating or ice-skating in winter. This lovely home with year round lake views comes complete with two bedrooms plus an additional room, ideal for office or den. Modern kitchen boasts granite counters and stainless steel appliances. Dining area w/French Doors lead to deck for all your barbecues & entertainment. Living room is highlighted by vaulted ceiling, handcrafted beams & fireplace for those winter nights. Community offers a private beach, play ground, baseball field, basketball court and clubhouse.
Ideal location; close to North Salem schools, golf courses, shopping, & equestrian facilities. Proximity to highways and RR make this a great commuter location. Can't miss at this price. Call Today for A Private Viewing

Property information

1775 Baldwin Road in Yorktown Heights is Sold!

Yorktown Heights, Yorktown  -  The 2 story at 1775 Baldwin Road has been sold.

Property information

Price Adjustment on 1775 Baldwin Road in Yorktown Heights

Yorktown Heights, Yorktown  -  Announcing a price reduction on 1775 Baldwin Road, a 2,900 sq. ft., 2.5 bath, 3 bedroom 2 story "Contempary Raised Ranch". Now MLS® $450,000 - Price Adjustment!.

Property information

181 Tanglewylde Road in Lake Peekskilll is Sold!

Lake Peekskilll, Putnam County  -  The 2 story at 181 Tanglewylde Road has been sold.

Property information

Financial Reform

The Wall Street Reform and Consumer Protection Act was signed into law in late July.  Before the pains of the financial crisis were just a thing of the past, Congress passed the biggest financial reform measures since the Great Depression. While much of the bill covers Wall Street measures and regulations, there are several changes consumers should be aware of. The following are the top measures related to financing for consumers:

1. Mortgages. Lenders must determine if borrowers will be able to meet monthly obligations including mortgage, taxes, insurance, and assessments. Borrowers of adjustable rate mortgages must qualify at the highest rate. Additionally, lenders won’t be able to incentivize mortgage brokers to make higher-rate or riskier loans.
2. Credit Reports. All consumers will no longer have access to government-mandated free annual credit reports. Consumers who are denied a loan or who are not offered the best interest rate will receive free copies of their credit scores. Credit scores and reports will be available for purchase through a credit bureau or myFICO.com.
3. Credit and Debit Card Changes. Most notably, merchants may start incentivizing consumers to pay with cash, debit, or check. There may be changes to credit card rewards programs.
4. Consumer Financial Protection Bureau. This new bureau will regulate consumer loans including mortgages, credit cards, student loans, payday loans, and check-cashing companies.  Auto loans and insurance lending will be excluded.

The government’s goal of creating safer and easier to understand lending practices is to benefit the long-term strength of the economy. 

For more information, see the following links:

• http://www.myfico.com/crediteducation/articles/financial-services-reform.aspx

• http://www.usatoday.com/money/perfi/basics/2010-06-25-financial-regulations-consumers_N.htm

Sources: The Wall Street Journal, USA Today, myfico.com

Price Reduced on 49 E Lovell Street in Mahopac

Mahopac, Carmel New York  -  Announcing a price reduction on 49 E Lovell Street, a 1,984 sq. ft., 2.5 bath, 3 bdrm single story "Contemporary Raised Ranch". Now MLS® $315,000 - Great Buy For The Money!. Call Today for a private preview.

Property information

Spacious Home For Sale in Carmel, New York

Perfect Home For Growing Family

• 2,500 sq. ft., 2.5 bath, 4 bdrm single story - MLS® $450,000

Carmel, Carmel-Kent-Mahopac Area  -  Mother/Daughter Delight. 4 Bedrooms and all the amenities: Updated Baths, sunshiny Kitchen with skylight, entertainment size Living room with Fireplace, and Formal Dining Room. Accessory Apt w/Brick Fireplace for extended family. Or use it as a generous size Family Room with walk out to deck, including Office/Den/Guest room option. Crown molding, gleaming Hardwood Floors, Inground Pool, and freshly painted. Deceivingly spacious rambling ranch in great condition, on cul-de-sac. Minutes to town park. Priced within your reach! Call for private preview.

Property information

Home For Sale in Yorktown Heights

Out Of The Ordinary!

• 2,900 sq. ft., 2.5 bath, 3 bdrm 2 story "Raised Ranch" - MLS® $498,000

Yorktown Heights, Yorktown  -  Don't miss this unusual find! Everywhere the accent's on space. Featuring spacious Living room, 3 Bedroom, 2.5 Bath, large FamilyRoom and Game Room. A Kitchen where the whole family can sit down and eat together! Central Air Conditioning, Hardwood Floors and plenty of Storage space. For party dinners, you'll enjoy the big patio screened by nature. Situated on 2.5 acres, mature landscaping, privacy, peaceful, & perfect. Super - convenient location, great Taconic communte.
Call for your private inspection today!

Property information

Price Reduced on 49 E Lovell Street in Mahopac

Mahopac, Carmel-Mahopac Area  -  Announcing a price reduction on 49 E Lovell Street, a 1,984 sq. ft., 2 bath, 3 bdrm "Contemporary Raised Ranch". Now MLS® $350,000 - Great Buy For The Money!.

Property information

2 Story For Sale in Lake Peekskilll

When The Ordinary Just Won't Do!

• 1,944 sq. ft., 2 bath, 6 bdrm 2 story "Raised Ranch " - MLS® $299,000

Lake Peekskilll, Putnam County  -  Everything about this immaculate home will bring you pleasure. This custom designed 3 Bedroom, 2.5 Bath home offers two levels of living space. A Kitchen with all the counter space & cabinets desired and a Dining Room that opens onto an oversized deck for entertainment in uncrowded comfort. Massive stone fireplace in Living Room for cozy winter get-togethers and the Family Room is just right for family fun and informal gatherings. Nestled in privacy with lake rights offering beaches, boating, and fishing. Under one hour commute to NYC. You can’t beat this for a real value – call for your showing. STAR exemption of $1,258.59 not reflected in taxes.

Property information

Open House in Yorktown Heights on Sunday

Yorktown Heights -   Designed For An Expanding Family. Be Our Guest - Call Today. 3062 Quinlan Street on March 7 from 1:00 PM to 3:00 PM.

Property information

Price Reduced on 49 E Lovell Street in Mahopac

Carmel-Mahopac Area  -  Announcing a New Price on 49 E Lovell Street, a 1,984 sq. ft., 2 bath, 3 bedroom  "Contemporary Raised Ranch". Now MLS® $380,000 - Great Buy For The Money!.  Call Today.

Property information